HOW WE SERVE
HAVE YOUR MONEY WORK FOR YOU
DID YOU KNOW...
One can receive 8-12% rate of return on their RSP/TFSA/RIFF/LIRA simply by Partnering up with an Investor and contracting a predetermined rate. The Investor will pay monthly interest to the Lender (You) in exchange for acquiring assets such as Real Estate.
WHY USE RSP'S FOR REAL ESTATE INVESTING?
1 An RRSP mortgage can be held in a self directed RRSP account. This allows for:
2 Minimal bank fees and/or commissions to the Financial Institution
3 More control by the Lender or assigned Trustee of the account
4 Joint Venture with a Real Estate Investment Firm or Professional Investor and make a stable and predictable 8 - 12% or more return on your money inside your self directed RRSP with no management fees or advisor commissions to pay.
5 RRSP’s generate between 1-3% per year BEFORE bank fees and/or commissions. Higher rate of return for the Lender.
6 Minimal delays in retirement plans because of fluctuating funds due to changes in the market.
7 All interest earned on RRSP mortgage stayed tax-sheltered within their retirement account
WHAT ARE SELF DIRECTED RSP MORTGAGE ACCOUNTS
This is a type of mortgage that can be held within your RRSP mortgage account to be put on a specific real estate property. The income tax act have specific rules on the different types of RRSP mortgage accounts and must be structured to the rules to ensure there are no tax implications.
Simply put, an RRSP mortgage is basically a ‘private mortgage’ that is agreed upon between two parties. It is up to the lender or RRSP holder to do their own due diligence on both the borrower and property that they plan to lend on.
CREATING REAL ESTATE INVESTMENTS USING RSP'S
A mortgage can be held in a self-directed RRSP (or RESP, LIRA, or RRIF) account and there are many Real Estate Investors looking to Join Venture to create a partnership with those that wish to invest into Real Estate but don’t know how nor want to be involved in the process. This is an opportunity to have your money work for you.
HOW DO WE STRUCTURE REGISTERED LENDING DEALS
EPI lending agreements are specifically tailored to each of our partners. Typically we structure our deals to offer lending partners 10-12% returns on their investment and full initial capital payback within 3-5 years. If it is a project that needs more time to renovate and bring up cash flow, then the term may need to be extended.
RRSP Lending Information Deck
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Oakville, Ontario Canada
PHONE: 905 934 3819